{"id":2021,"date":"2021-09-18T09:31:12","date_gmt":"2021-09-18T09:31:12","guid":{"rendered":"https:\/\/the7.io\/consulting\/?post_type=dt_portfolio&p=2021"},"modified":"2025-01-30T09:46:18","modified_gmt":"2025-01-30T09:46:18","slug":"saglik-sigortasi","status":"publish","type":"our_services","link":"https:\/\/setupco.ae\/tr\/bizim_hizmetlerimiz\/saglik-sigortasi\/","title":{"rendered":"Sa\u011fl\u0131k sigortas\u0131"},"content":{"rendered":"
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Dubai'de sa\u011fl\u0131k sigortas\u0131 zorunlu mu?<\/strong><\/h3>\n

Evet, sa\u011fl\u0131k sigortas\u0131 Dubai'de ikamet eden herkes i\u00e7in yasal bir gerekliliktir. Hem gurbet\u00e7ilerin hem de BAE vatanda\u015flar\u0131n\u0131n en az\u0131ndan temel t\u0131bbi teminat sa\u011flayan bir sa\u011fl\u0131k sigortas\u0131na sahip olmalar\u0131 gerekmektedir. \u0130\u015fverenler ve sponsorlar, \u00e7al\u0131\u015fanlar\u0131n\u0131n, sponsorluk yapt\u0131klar\u0131 ki\u015filerin ve aile \u00fcyelerinin uygun sa\u011fl\u0131k sigortas\u0131na sahip olmalar\u0131n\u0131 sa\u011flamaktan sorumludur. Bu sigorta y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc, t\u00fcm sakinlerin temel sa\u011fl\u0131k hizmetlerine eri\u015fimini ve hastal\u0131k durumunda mali olarak korunmalar\u0131n\u0131 sa\u011flamay\u0131 ama\u00e7lamaktad\u0131r.<\/p>\n

K\u0131saca en \u00f6nemli ger\u00e7ekler:<\/h3>\n
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  • Zorunlu sa\u011fl\u0131k sigortas\u0131:<\/strong> Dubai'de ikamet eden t\u00fcm vatanda\u015flar ve ikamet vizesine sahip gurbet\u00e7ilerin yasal sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmalar\u0131 gerekmektedir.<\/li>\n
  • \u0130\u015fverenlerin ve sponsorlar\u0131n sorumlulu\u011fu:<\/strong> \u0130\u015fverenler ve sponsorlar, \u00e7al\u0131\u015fanlar\u0131 ve sponsorluk yapt\u0131klar\u0131 ki\u015filer ve aile \u00fcyeleri i\u00e7in sa\u011fl\u0131k sigortas\u0131 sa\u011flamaktan sorumludur.<\/li>\n
  • Gurbet\u00e7iler i\u00e7in sigorta se\u00e7enekleri:<\/strong> Gurbet\u00e7iler ulusal ve uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131 aras\u0131nda se\u00e7im yapabilirler; uluslararas\u0131 sigorta genellikle d\u00fcnya \u00e7ap\u0131nda daha kapsaml\u0131 teminatlar sunar.<\/li>\n
  • Minimum gereksinimler:<\/strong> Sa\u011fl\u0131k sigortas\u0131, oturum vizesinin tan\u0131nmas\u0131 i\u00e7in ayakta ve yatarak tedavi, ila\u00e7 ve do\u011fum yard\u0131mlar\u0131 gibi hizmetleri kapsamal\u0131d\u0131r.<\/li>\n
  • Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131 maliyetleri:<\/strong> Bunlar sa\u011flay\u0131c\u0131ya ve hizmetlerin kapsam\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fir ve ayl\u0131k ortalama 100 ila 500 avro aras\u0131ndad\u0131r.<\/li>\n
  • Sigorta yapt\u0131rmaman\u0131n sonu\u00e7lar\u0131:<\/strong> Sa\u011fl\u0131k sigortas\u0131 y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne uyulmamas\u0131 yasal sonu\u00e7lara ve para cezalar\u0131na yol a\u00e7abilir.<\/li>\n<\/ul>\n

    Dubai'de sa\u011fl\u0131k sigortas\u0131 nas\u0131l d\u00fczenleniyor?<\/h3>\n

    Dubai'de iki ana sa\u011fl\u0131k sigortas\u0131 t\u00fcr\u00fc vard\u0131r: kamu ve \u00f6zel.<\/p>\n

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    • Devlet sa\u011fl\u0131k sigortas\u0131 (\"Thiqa\"):<\/strong> Bu, t\u00fcm yerel vatanda\u015flar i\u00e7in zorunludur ve devlet sa\u011fl\u0131k kurumu taraf\u0131ndan sunulmaktad\u0131r.<\/li>\n
    • \u00d6zel sa\u011fl\u0131k sigortas\u0131:<\/strong> Bu hizmet \u00e7e\u015fitli sa\u011flay\u0131c\u0131lar taraf\u0131ndan sunulmakta olup, gurbet\u00e7iler de dahil olmak \u00fczere t\u00fcm Dubai sakinleri taraf\u0131ndan kullan\u0131labilir.<\/li>\n<\/ul>\n

      Dubai'de \u00e7al\u0131\u015fanlar i\u00e7in sa\u011fl\u0131k sigortas\u0131<\/h3>\n

      2014 y\u0131l\u0131ndan bu yana, Dubai'de ya\u015fayan herkesin t\u0131bbi hizmetlere eri\u015fimini sa\u011flamak amac\u0131yla sa\u011fl\u0131k sigortas\u0131 zorunlu hale getirilmi\u015ftir. \u0130\u015fverenler ve sponsorlar, \u00e7al\u0131\u015fanlar\u0131 ve onlar\u0131n aile \u00fcyeleri i\u00e7in sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmakla y\u00fck\u00fcml\u00fcd\u00fcr.<\/p>\n

      Dubai'deki gurbet\u00e7iler i\u00e7in zorunlu sa\u011fl\u0131k sigortas\u0131<\/h3>\n

      \u0130ster \u015firket kurmak, ister serbest meslek sahibi olmak ya da emekli olmak i\u00e7in olsun, Dubai'ye g\u00f6\u00e7 eden gurbet\u00e7ilerin sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmalar\u0131 gerekmektedir. Bu sigorta, ulusal ya da uluslararas\u0131 sigorta sa\u011flay\u0131c\u0131lar\u0131ndan temin edilebilir. Bu y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn yerine getirilmemesi yasal sonu\u00e7lara yol a\u00e7abilir.<\/p>\n

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      • Ulusal sa\u011fl\u0131k sigortas\u0131:<\/strong> Yaln\u0131zca BAE i\u00e7indeki hizmetler i\u00e7in ge\u00e7erlidir.<\/li>\n
      • Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131:<\/strong> D\u00fcnya \u00e7ap\u0131nda kapsaml\u0131 koruma sa\u011flar.<\/li>\n<\/ul>\n

        Sigorta teminat\u0131 i\u00e7in asgari gereklilikler<\/h3>\n

        Bir sa\u011fl\u0131k sigortas\u0131 poli\u00e7esinin Dubai'de tan\u0131nmas\u0131 ve size oturum vizesi hakk\u0131 vermesi i\u00e7in a\u015fa\u011f\u0131daki asgari teminatlar\u0131 kapsamas\u0131 gerekir:<\/p>\n

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        • Ayakta ve yatarak tedaviler<\/li>\n
        • Te\u015fhis testleri<\/li>\n
        • \u0130la\u00e7 Tedavisi<\/li>\n
        • Annelik yard\u0131mlar\u0131<\/li>\n<\/ul>\n

          Sa\u011fl\u0131k sigortas\u0131 se\u00e7erken \u00f6nemli kriterler<\/h3>\n

          Do\u011fru sa\u011fl\u0131k sigortas\u0131n\u0131 se\u00e7erken a\u015fa\u011f\u0131daki noktalar g\u00f6z \u00f6n\u00fcnde bulundurulmal\u0131d\u0131r:<\/p>\n

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          • Hizmetlerin kapsam\u0131<\/li>\n
          • Fiyat-performans oran\u0131<\/li>\n
          • Hizmet kalitesi<\/li>\n
          • Talepler i\u00e7in i\u015flem s\u00fcresi<\/li>\n
          • Tarifelerin esnekli\u011fi<\/li>\n
          • Yabanc\u0131 ge\u00e7erlili\u011fi<\/li>\n<\/ul>\n

            Ulusal ve uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131<\/h3>\n\n\n\n\n\n\n\n\n\n
            M\u00fclkler<\/strong><\/th>\nUlusal sa\u011fl\u0131k sigortas\u0131<\/strong><\/th>\nUluslararas\u0131 sa\u011fl\u0131k sigortas\u0131<\/strong><\/th>\n<\/tr>\n<\/thead>\n
            Kapsama alan\u0131<\/strong><\/td>\nSadece BAE i\u00e7inde<\/td>\nD\u00fcnya \u00e7ap\u0131nda<\/td>\n<\/tr>\n
            T\u0131bbi hizmetler<\/strong><\/td>\nTemel hizmetler<\/td>\nKapsaml\u0131 koruma, \u00f6zel tedaviler<\/td>\n<\/tr>\n
            Maliyetler<\/strong><\/td>\nDaha elveri\u015fli<\/td>\nHizmetlere ba\u011fl\u0131 olarak daha y\u00fcksek<\/td>\n<\/tr>\n
            Sa\u011fl\u0131k hizmeti sa\u011flay\u0131c\u0131lar\u0131na eri\u015fim<\/strong><\/td>\nBAE'de s\u0131n\u0131rl\u0131 a\u011f<\/td>\nGeni\u015f k\u00fcresel a\u011f<\/td>\n<\/tr>\n
            Esneklik<\/strong><\/td>\nDaha az esnek<\/td>\nY\u00fcksek esneklik, \u00f6zelle\u015ftirilebilir<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

            Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131n\u0131n avantajlar\u0131<\/h3>\n

            Bir\u00e7ok gurbet\u00e7i, a\u015fa\u011f\u0131daki avantajlar nedeniyle uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131n\u0131 tercih etmektedir:<\/p>\n

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            • D\u00fcnya \u00e7ap\u0131nda kapsama<\/strong><\/li>\n
            • Kapsaml\u0131 hizmet kapsam\u0131<\/strong>\u00f6zel tedaviler dahil<\/li>\n
            • Daha geni\u015f sa\u011flay\u0131c\u0131 a\u011f\u0131<\/strong> D\u00fcnya \u00e7ap\u0131nda<\/li>\n
            • Esnek tarifeler<\/strong>bireysel ihtiya\u00e7lara g\u00f6re \u00f6zelle\u015ftirilmi\u015f<\/li>\n
            • Sorunsuz iletim<\/strong> \u0130kamet de\u011fi\u015fikli\u011fi durumunda sigorta kapsam\u0131n\u0131n<\/li>\n<\/ul>\n

              Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131 yard\u0131mlar\u0131<\/h3>\n

              Uluslararas\u0131 sigorta poli\u00e7eleri genellikle ayakta ve yatarak tedaviyi kapsar. Di\u015f tedavisi, a\u015f\u0131lar, ruh sa\u011fl\u0131\u011f\u0131 bak\u0131m\u0131 ve fizyoterapi gibi ek yard\u0131mlar da dahil edilebilir.<\/p>\n

              Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131 maliyetleri<\/h3>\n

              Maliyetler sa\u011flay\u0131c\u0131ya, yard\u0131mlar\u0131n kapsam\u0131na ve sigortal\u0131n\u0131n ya\u015f\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fir ve ayl\u0131k ortalama 100 ila 500 \u20ac aras\u0131ndad\u0131r. Ya\u015f, sa\u011fl\u0131k durumu ve se\u00e7ilen yard\u0131m kapsam\u0131 gibi fakt\u00f6rler prim tutar\u0131n\u0131 etkiler.<\/p>\n

              Dubai'de acil bak\u0131m<\/h3>\n

              Dubai'de acil bak\u0131m en y\u00fcksek standarttad\u0131r. Acil servisler h\u0131zl\u0131 bir \u015fekilde olay yerine ula\u015f\u0131r ve hastaneler son teknoloji tedavi sunar. Ayr\u0131ca Almanca konu\u015fan doktorlar ve klinikler de mevcuttur, bu da uluslararas\u0131 hastalar i\u00e7in bak\u0131m\u0131 kolayla\u015ft\u0131r\u0131r.<\/p>\n

              Turistler i\u00e7in sa\u011fl\u0131k sigortas\u0131<\/h3>\n

              Turistlerin sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmalar\u0131 zorunlu de\u011fildir, ancak acil bir durumda y\u00fcksek tedavi masraflar\u0131ndan ka\u00e7\u0131nmak i\u00e7in seyahat sa\u011fl\u0131k sigortas\u0131 \u015fiddetle tavsiye edilir.<\/p>\n

              \u00d6zet<\/h3>\n

              Dubai'de sa\u011fl\u0131k sigortas\u0131 t\u00fcm sakinler i\u00e7in zorunludur ve i\u015fverenlerin \u00e7al\u0131\u015fanlar\u0131 i\u00e7in bunu sa\u011flamalar\u0131 gerekmektedir. Uluslararas\u0131 sa\u011fl\u0131k sigortas\u0131 daha kapsaml\u0131 teminatlar sunar ve \u00f6zellikle s\u0131k seyahat eden veya \u00f6zel t\u0131bbi ihtiya\u00e7lar\u0131 olan gurbet\u00e7iler i\u00e7in caziptir. Do\u011fru sigortay\u0131 se\u00e7mek bireysel gereksinimlere, istenen teminat seviyesine ve maliyete ba\u011fl\u0131d\u0131r.<\/p>\n

              Dubai'ye g\u00f6\u00e7\u00fcn\u00fcz i\u00e7in do\u011fru sa\u011fl\u0131k sigortas\u0131n\u0131 se\u00e7me konusunda yard\u0131ma m\u0131 ihtiyac\u0131n\u0131z var?<\/strong> Setupco, sa\u011fl\u0131k sigortan\u0131z\u0131n yasal gereklilikleri yerine getirmesini ve bireysel ihtiya\u00e7lar\u0131n\u0131z\u0131 kar\u015f\u0131lamas\u0131n\u0131 sa\u011flamak i\u00e7in size tavsiyelerde bulunmaktan ve do\u011fru \u00e7\u00f6z\u00fcm\u00fc bulman\u0131za yard\u0131mc\u0131 olmaktan mutluluk duyacakt\u0131r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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